Privacy Policy

This Privacy Policy for AcornQuotes.com describes how we collect, use and share information when you use our Services. The terms “we,” “us,” or “our” mean AcornQuotes.com. The term “Services” means, collectively, various websites, applications, widgets, email notifications and other mediums through which you have accessed this Privacy Policy. By accessing or using our Services, you consent to the collection, transfer, storage, disclosure and other uses of Your Information as described in this Privacy Policy.

For purposes of this Privacy Policy, “Your Information” means information about you, which may include personally identifying information and/or financial information.

INFORMATION WE COLLECT AND RECEIVE ABOUT YOU

Information You Provide:
We may collect information you provide when you:
– Fill out forms or fields through our Services (such as entering your zip code to request quotes);
– Sign up for newsletters or other materials;
– Communicate with us via email or other means;
– Participate in online surveys, contests, events, or promotions; or
– Participate in forums or provide user generated content.

Information Third Parties Provide:
We may collect information about you from sources such as social media websites, blogs, other users, and our business partners.

General Use and Preference Information:
We may collect information regarding your use of our Services, including how and when you used our Services, your Internet protocol (IP) address, browser type, and device type.

Device Information:
When you use our Services through your computer, mobile phone or other device, we may collect information about your device, such as hardware model, operating system version, and basic usage information.

Location Information:
We may collect information about your general location based on your IP address or zip code. If you enable GPS-based location sharing on your device, we may collect more precise location data.

Phone Numbers:
We may collect your phone number if you submit it through our Services, if you call us, or if a third party provides it to us in connection with your quote request.

Cookies and Tracking Technologies:
We use cookies, beacons, tags, and similar technologies to analyze trends, administer the site, track users’ movements, and gather demographic information. You can control cookies at the individual browser level. If you reject cookies, some features of our Services may not function properly.

We use Local Storage Objects (LSOs) such as HTML5 to store content and preferences. Third parties with whom we partner may also use LSOs to collect and store information.

HOW WE USE YOUR INFORMATION

We may use Your Information to:
– Confirm and complete transactions requested by you;
– Contact you by telephone, email, or other means with quotes, updates, promotional materials, and other information from us or our business partners;
– Analyze, improve, and manage our Services;
– Document your consent to receiving products, services, or communications from us or our partners;
– Comply with legal and regulatory requirements; and
– Protect the security and integrity of our Services.

TCPA — TELEPHONE COMMUNICATIONS CONSENT
By submitting a quote request through our Services — including by entering your zip code and clicking to proceed — you expressly consent, pursuant to the Telephone Consumer Protection Act (TCPA) and applicable state laws, to be contacted by AcornQuotes.com and each individual insurance carrier or agent (Service Provider) to whom your information is submitted. This consent covers contact by telephone (including calls and text/SMS messages made using an automatic telephone dialing system or an artificial or prerecorded voice), email, and fax, at the numbers and addresses you provide.

You understand that:
(a) Your consent is not a condition of purchasing any product or service;
(b) You may receive calls or texts from multiple individual insurance carriers and agents;
(c) Standard message and data rates may apply;
(d) You may opt out at any time by replying STOP to any text message or by contacting us at info@acornquotes.com;
(e) Your consent supersedes any Do Not Call registry listing for purposes of contacts related to your quote request.

HOW WE DISCLOSE YOUR INFORMATION

We will share your personally identifiable information with third parties only as described in this Privacy Policy:

– To our third-party vendors who provide support for our internal and business operations. These vendors are authorized to use Your Information only as necessary to provide services to us and are contractually obligated to maintain confidentiality;
– To insurance carriers, agents, and other Service Providers when you request a quote through our Services. IF YOU SUBMIT A QUOTE REQUEST, SERVICE PROVIDERS MAY CONTACT YOU DIRECTLY VIA TELEPHONE, TEXT MESSAGE, EMAIL, AND OTHER MEANS, EVEN IF YOU ARE ON THE NATIONAL DO NOT CALL REGISTRY OR ANY OTHER DO NOT CALL REGISTRY;
– To third parties when you engage in activities through our Services sponsored by them;
– To third parties interested in providing offers related to our Services, for which we may be compensated;
– As required by law or ordered by a court, regulatory, or administrative agency;
– If we believe you are violating any applicable law or interfering with another’s rights;
– In connection with a business transfer, merger, acquisition, or sale of assets; and
– To our affiliated companies.

Please note that once your information is shared with a Service Provider, that Service Provider’s own privacy policy governs their use of your information. We are not responsible for the privacy practices of Service Providers.

AGGREGATION AND DE-IDENTIFICATION
We may de-identify or aggregate Your Information and share such information with third parties for any lawful purpose without notice or compensation to you.

CALIFORNIA PRIVACY RIGHTS — CCPA/CPRA
If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

– Right to Know: You may request information about what personal information we collect, use, disclose, and sell about you.
– Right to Delete: You may request that we delete personal information we have collected from you, subject to certain exceptions.
– Right to Correct: You may request that we correct inaccurate personal information we maintain about you.
– Right to Opt Out: You may opt out of the sale or sharing of your personal information. We do not sell personal information in the traditional sense, but we do share it with Service Providers as described above in exchange for compensation, which may constitute a “sale” under California law.
– Right to Limit Use of Sensitive Personal Information: You may request that we limit our use of sensitive personal information to what is necessary to provide our Services.
– Right to Non-Discrimination: We will not discriminate against you for exercising any of these rights.

To exercise your California privacy rights, please contact us at info@acornquotes.com with the subject line “California Privacy Rights Request.” We will respond within 45 days as required by law.

DO NOT SELL OR SHARE MY PERSONAL INFORMATION
California residents may opt out of the sale or sharing of their personal information by contacting us at info@acornquotes.com with the subject line “Do Not Sell My Information.”

NEVADA PRIVACY RIGHTS
Nevada residents may opt out of the sale of certain personal information by contacting us at info@acornquotes.com.

CHILDREN’S INFORMATION
Our Services are not intended for children under 13 years of age. We do not knowingly collect personally identifiable information from children under 13. If you believe we may have any information from or about a child under 13, please contact us immediately at info@acornquotes.com and we will promptly delete it.

DATA RETENTION
We retain Your Information for as long as necessary to provide our Services, comply with our legal obligations, resolve disputes, and enforce our agreements. When Your Information is no longer needed, we will securely delete or de-identify it.

DATA SECURITY
We implement reasonable technical and organizational measures to protect Your Information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security. In the event of a data breach that affects your rights or freedoms, we will notify you as required by applicable law.

CHOICES ABOUT YOUR INFORMATION

Cookies: You may set your browser to refuse cookies or alert you when cookies are being sent. Note that some parts of our Services may not function properly if you do so.

Email Communications: To opt out of receiving email offers or newsletters from us, use the unsubscribe link at the bottom of any email we send.

Text Messages: To opt out of text message communications, reply STOP to any text message from us.

Online Behavioral Advertising: To opt out of third-party interest-based advertising, you may visit the Network Advertising Initiative opt-out page at www.networkadvertising.org or the Digital Advertising Alliance opt-out page at www.aboutads.info.

LINKS TO THIRD-PARTY WEBSITES
Our Services may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policy of any third-party website you visit.

THIRD-PARTY WIDGETS AND SOCIAL MEDIA
Our Services include social media features such as Facebook and Instagram sharing buttons. These features may collect your IP address and set cookies. Your interactions with these features are governed by the privacy policy of the company providing them.

AI-ASSISTED CONTENT
Some content on our Services may be assisted by artificial intelligence tools. We do not use AI tools to make automated decisions about you in a manner that produces legal or similarly significant effects without human review.

OPERATION IN THE UNITED STATES
Our Services are operated in the United States. If you are located outside of the United States, please be aware that any information you provide to us will be transferred to and processed in the United States.

CHANGES TO THIS PRIVACY POLICY
We reserve the right to update this Privacy Policy at any time. We will post the updated Privacy Policy with a revised “Last Updated” date. If we make material changes, we will notify you by posting a notice on our Services prior to the change becoming effective. Your continued use of our Services following any changes constitutes your acceptance of the revised Privacy Policy.

CONTACT US
If you have questions or concerns about our privacy practices, or wish to make a request regarding Your Information, please contact us at:

AcornQuotes.com
Email: info@acornquotes.com